January 2021 was a sad day for my family because 3 members of my family were sick in the hospital, first my mother had Cataract Surgery, both of my nephews' white blood cells went up, my third wife's platelets went down and dropped aka Dengue Fever, this made some important ceremonies in the family couldn't we follow, in the midst of difficulties there must be lessons to be learned, we are all civil servants who have and are members of health insurance and we are under insurance coverage, this is where my awareness arises how important health insurance is, makes a miracle for our family, if abroad insurance is a must, but in Indonesia insurance is still dubious because not all income in Indonesia is cut by insurance considering that salaries in Indonesia are still minimal if it is cut by carpenter insurance, it's a pity, but seeing what is happening in the general public, and with such a large hospital admission burden, insurance not coal Even more luxurious, just imagine a small eye surgery can cost 6 million, cataract surgery costs up to 27 million in a government hospital, the cost of delivering a cesarean section in a private hospital costs 27 million, etc. Each of these rates has different services and facilities. -different. in every hospital, at least we as a family feel comfortable dealing with everything because when we are sick we just go in and out without spending anything but that is for those who are dependent on insurance, or we do follow the package that insurance offers, but sometimes we arrive at the hospital wanting facilities that are more than insurance coverage, of course we have to negotiate with insurance or with the hospital, we often underestimate this insurance issue, but after experiencing it ourselves we realize that health insurance is very important especially during this continued pandemic. which is almost a birthday, many people suddenly complain of being sick and go to the hospital without bringing enough costs, therefore the author suggests that people start thinking about entering health insurance, both recommended by the government and independent ones, but be careful today There are many fake insurance products that only seek profit but harm insurance participants, for example the State-Owned Enterprise Life Insurance Sraya, which failed to pay its clients up to trillions of rupiah, hurting people who consciously participate in insurance. but now failed to pay the insurance claim. hopefully it's useful.
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